Great news for millions of deserving women across Pakistan! The Benazir Income Support Programme (BISP) has officially started disbursing the new quarterly installment (Qist) for the BISP Kafalat Program in July 2025. This time, there’s an important update: the payment amount has increased, and collecting your money is easier than ever, thanks to widespread access through JazzCash retailers!
Key Updates for BISP Kafalat Program July 2025
The BISP Kafalat Program July 2025 brings welcome changes designed to provide more support and convenience to beneficiaries:
1. New Payment Amount: Rs. 14,500!
- This is a significant update! The regular quarterly installment for BISP Kafalat beneficiaries has been increased from Rs. 13,500 to Rs. 14,500. This increase is effective from July 1, 2025, and aims to provide better financial relief to families struggling with rising inflation. This means more money in your pocket to help with daily expenses.
2. Payments Through JazzCash Retailers
- BISP is continuing its shift towards a more convenient and accessible payment distribution model. For this July 2025 Qist, a major portion of payments will be disbursed through authorized JazzCash retailers (along with HBL Konnect agents). This is a big change from the old system of crowded payment camps and limited bank branches.
- This new method is being rolled out phase-wise across various districts, including those in Punjab, Sindh, Balochistan, and Khyber Pakhtunkhwa. It particularly benefits women in remote and rural areas like Taunsa, Punjab, Pakistan, who no longer have to travel far distances.
3. Combined Payments for Some Beneficiaries
- If you missed any previous BISP installments due to verification issues (like fingerprint problems or CNIC re-verification delays), you might receive a combined payment. For example, some eligible women might receive a higher lump sum, such as the Rs. 17,000 payment that recently began for certain beneficiaries, covering previous arrears along with the current installment. This ensures you get all your due payments.
Who is Eligible for the BISP Kafalat Program July 2025 Payment?
To receive the new Rs. 14,500 installment, you must meet the following eligibility criteria:
- Registered Beneficiary: You must be a previously registered and verified beneficiary of the BISP Kafalat Program.
- Valid CNIC: You must possess a valid and active Computerized National Identity Card (CNIC) issued by NADRA.
- Low PMT Score: Your household’s Poverty Means Test (PMT) score must be below the set threshold (typically around 32% to 34%), indicating your family’s financial need.
- Completed NSER Survey: If you were asked to complete the NSER Dynamic Survey, you must have done so and had your information updated.
- No Government Employment/Significant Assets: No family member should be a government employee, and the household should not own substantial assets like large landholdings, multiple vehicles, or a large business.
- Priority: Widows, disabled women, and female heads of household are often given priority in the program.
How to Check Your BISP Kafalat July 2025 Payment Status
Before you head out to collect your payment, it’s always best to check if your new Qist is ready. This saves you time and effort!
1. Through SMS (Recommended and Free!)
- The simplest way is to send your 13-digit CNIC number (without any dashes or spaces) to 8171.
- You will receive an SMS reply within a few minutes confirming your eligibility and if your payment has been disbursed.
2. Through the Official BISP 8171 Web Portal
- If you have internet access, open your web browser and go to the official BISP portal:
8171.bisp.gov.pk. - Enter your 13-digit CNIC number and the given captcha code (the numbers/letters in the image).
- Click the “Check Status” button to see your eligibility and payment details.
3. Visit Your Nearest BISP Tehsil Office
- If you face any persistent issues, cannot check online, or need to update your information, visit your local BISP Tehsil Office with your original CNIC. The staff there can provide direct assistance.
Step-by-Step Guide: Withdrawing Your BISP Kafalat July 2025 Payment via JazzCash Retailers
Collecting your Rs. 14,500 (or combined amount) is now easier than ever. Follow these steps:
Step 1: Confirm Payment Readiness
- As mentioned above, first, confirm your payment status using the 8171 SMS service or the BISP web portal. Wait for the confirmation that your payment has been released.
Step 2: Locate an Authorized JazzCash Retailer
- Look for a JazzCash agent shop in your neighborhood that displays the official BISP payment collection sign.
- You can also use the JazzCash App’s “Agent Locator” feature on your smartphone to find nearby authorized agents.
- Alternatively, send an SMS with the letter “B” to 2179 to receive a list of nearby JazzCash agents.
Step 3: Visit the Retailer with Your Original CNIC
- Go to the authorized JazzCash retailer during their working hours.
- It is crucial that the beneficiary (the woman whose CNIC is registered with BISP) is physically present. You cannot send someone else to collect the payment, as biometric verification is mandatory.
Step 4: Provide Your CNIC and Complete Biometric Verification
- Inform the JazzCash agent that you are there to collect your BISP Kafalat payment.
- The agent will ask for your original CNIC and enter your details into their system.
- You will then be asked to place your thumb or finger on the fingerprint scanner for biometric verification. This step confirms your identity.
Step 5: Receive Your Full Payment and Get a Receipt
- Once your biometric verification is successful, the agent will disburse your full BISP Kafalat amount (Rs. 14,500, or a combined amount if applicable).
- Always count the money immediately at the counter to ensure you have received the full amount.
- Demand a digital or printed receipt from the JazzCash agent. This receipt is your proof of transaction and important for your records.
- Remember: BISP payments are absolutely FREE. Do not pay any extra ‘commission’ or charges to the agent. If anyone asks for money, report them instantly to the BISP helpline.
Common Issues and Quick Solutions
- Fingerprint Not Matching:
- Ensure your hands are clean and dry.
- Visit your nearest NADRA office to update your fingerprints in their system.
- If problems persist even after NADRA, visit your BISP Tehsil Office for assistance with manual verification or applying for the NON-BVS (Non-Biometric Verification System) process.
- Agent Demanding Money/Giving Less Amount:
- Immediately call the official BISP helpline: 0800-26477.
- Report the agent to your nearest BISP Tehsil Office.
- “Ineligible” or “Survey Required” Message:
- This means your BISP profile needs an update. Visit your nearest BISP Tehsil Office to complete the NSER Dynamic Survey and update your household information.
- Payment Not Showing/Received After Confirmation:
- Wait a few days, then re-check via 8171 SMS/portal. If still no update, visit your BISP Tehsil Office with your original CNIC.
Important Reminders for BISP Beneficiaries
- All BISP Services Are FREE: You should never pay anyone for registration, eligibility checks, or payment collection.
- Only Trust 8171: Official communication from BISP will only come through the 8171 SMS service. Be wary of fake calls or messages.
- Keep Your CNIC and Mobile Number Updated: Ensure your CNIC is valid and that the mobile number registered with BISP is active and in your name.
- Deadlines: While the new Rs. 14,500 Qist will continue, be aware that any previous combined payments (like the Rs. 17,000 payment in selected districts) often have strict withdrawal deadlines (e.g., July 30, 2025).
The launch of the BISP Kafalat Program July 2025 payment, with its increased amount and enhanced withdrawal options through JazzCash retailers, marks a significant effort by BISP to provide efficient and accessible financial support. By following this guide, eligible women can easily receive their much-needed assistance.