The BISP Kafalat program is designed to empower low-income women by providing them with regular cash transfers. The June 2025 installment, set at Rs. 13,500, aimed to help eligible families manage their daily expenses, ensure their children’s education, and meet other basic needs. This payment cycle was particularly significant as it also focused on re-including women who might have missed previous installments due to verification issues or outdated records.
Key points about this payment cycle:
- Payment Amount: Rs. 13,500 per eligible household.
- Purpose: To provide direct financial support to financially vulnerable women.
- Disbursement Period: Payments for the June 2025 quarter began in early June (with some pilot districts starting June 1st and nationwide rollout from June 13th) and continued throughout the month. The official deadline for collection was June 30, 2025. If you haven’t collected your payment by now (July 5, 2025), it might be rolled over to the next quarter or require a visit to the BISP Tehsil Office for resolution.
- Focus on Re-inclusion: This cycle emphasized re-including beneficiaries who were previously excluded due to issues like expired CNICs, biometric failures, or unlinked records, provided they updated their information.
BISP 14500 Quarterly Payment: What’s Coming Next (July 2025 Onwards)
It’s crucial for beneficiaries to be aware of the upcoming change in the payment amount. While the June 2025 payment was Rs. 13,500, the quarterly installment has been increased to Rs. 14,500 starting from July 2025. This means the next payment you receive will likely be the higher amount. This increase is intended to provide greater relief against inflation and rising household expenses.
Eligibility Criteria for BISP 13500/14500 Quarterly Payment
To be eligible for the BISP Kafalat program and receive these quarterly payments, women must meet specific criteria:
- Female Head of Household: The primary beneficiary must be a woman, often the head of her household, a widow, or a disabled individual.
- Low Poverty Score (PMT): Families must have a low Proxy Means Test (PMT) score, generally below 32 or 34 (or 35 for special categories), which indicates their socio-economic vulnerability. This score is assessed through the National Socio-Economic Registry (NSER) survey.
- Valid CNIC: The applicant must possess a valid and non-expired Computerized National Identity Card (CNIC) issued by NADRA. Renewing an expired CNIC could lead to re-inclusion.
- Biometric Verification: The beneficiary must be able to successfully pass biometric (fingerprint) verification at the payment collection points.
- No Government Employment/Pension: Neither the applicant nor her spouse should be a government employee or receiving a government pension.
- No Significant Assets: The family should not own substantial assets such as large landholdings, vehicles, or significant businesses.
- Updated NSER Data: Your family’s data must be current and verified through the latest NSER Dynamic Survey. Timely completion of this survey (the deadline for June 2025 survey was June 30, 2025) is critical for continued eligibility.
How to Check Your BISP Payment Status (13500/14500) for June-July 2025
BISP provides simple and accessible methods for beneficiaries to check their payment status:
1. BISP 8171 SMS Service (Most Convenient)
This is the quickest way to check your status, even without internet access.
- Step 1: Open the messaging application on your mobile phone.
- Step 2: Type your 13-digit CNIC number without any dashes or spaces. For example:
3520112345678. - Step 3: Send this CNIC number to 8171.
- Step 4: You will receive a reply SMS from 8171 confirming your eligibility status and whether your payment (Rs. 13,500 for June, or Rs. 14,500 for July and onwards) has been disbursed or is pending. Ensure your SIM is registered under your own CNIC for a successful response.
2. BISP 8171 Web Portal (Online Verification)
For those with internet access, the official web portal offers more detailed information.
- Step 1: Open your web browser and go to the official BISP portal: 8171.bisp.gov.pk. Always verify the URL to avoid fraudulent websites.
- Step 2: Enter your 13-digit CNIC number in the designated field.
- Step 3: Enter the security captcha code displayed on the screen. This helps confirm you are a human user.
- Step 4: Click the “Check Status” or “Maloom Karen” (معلوم کریں) button.
- Step 5: The portal will display your eligibility status, payment amount, and instructions on how to collect your payment. Note that the portal was undergoing upgrades and might have been temporarily down in June and July 2025 to process new data.
3. BISP Tehsil Office Visit (For Complex Issues)
If the SMS or web portal does not provide clear information, or if you encounter issues such as an “ineligible” status, biometric problems, or a blocked account, visiting your nearest BISP Tehsil Office is advisable.
- Step 1: Gather your original CNIC and any other relevant documents (children’s B-Forms, utility bills if updating NSER data).
- Step 2: Visit the BISP Tehsil Office in your district (e.g., Taunsa, Punjab) during working hours.
- Step 3: BISP staff can check your detailed profile, clarify the reason for any issues, initiate a Dynamic Survey update, or guide you on biometric re-verification.
Collecting Your BISP 13500/14500 Quarterly Payment
Once your status is confirmed by an SMS from 8171 and the payment is shown as disbursed, you can collect your funds from the following authorized points:
- Authorized JazzCash and HBL Konnect Retailers: These are local shops equipped with biometric devices. You will need your original CNIC for biometric verification. This is the most common and widely accessible method.
- Designated BISP Campsites: In many areas, BISP sets up temporary payment collection camps to facilitate beneficiaries. These are usually announced locally, especially during phased disbursements to manage crowds.
- Partner Bank Branches (HBL or Bank Alfalah): In some cities, you can directly collect payments from specific branches of these partner banks.
- HBL ATMs: In selected major cities, you might be able to withdraw your BISP payment directly from HBL ATMs using biometric verification.
Important Reminders for Collection:
- Original CNIC is Mandatory: You must bring your original, valid CNIC. No photocopies or expired cards will be accepted.
- Biometric Verification: Your fingerprints will be matched against your NADRA record. Ensure your hands are clean and dry for a successful scan. If you have fingerprint issues, visit NADRA to update them or contact your BISP Tehsil Office for assistance.
- Do NOT Pay Anyone: BISP payment collection is entirely free. Do not pay any fee or commission to agents or retailers. If anyone asks for money, report them immediately to the BISP helpline at 0800-26477.
- Get a Receipt: Always insist on a printed receipt after collecting your payment. Count your money before leaving the counter to ensure you’ve received the full amount (Rs. 13,500 or Rs. 14,500).
- Your Presence is Mandatory: The beneficiary must be physically present for biometric verification. No one else can collect the payment on your behalf.
- Collect Before Deadline: For the June 2025 payment, the deadline was June 30, 2025. Uncollected amounts may be processed with the next cycle or require manual re-verification. For July 2025 payments, monitor the official schedule and collect your funds promptly.
What to Do if You Missed the June 2025 Payment or Face Issues
If you were eligible but did not receive your BISP 13500 Quarterly Payment June 2025, or if you faced issues during collection, here’s what you can do:
- Check Your CNIC Status: Ensure your CNIC is valid and not expired. Renew it at NADRA if needed.
- Update NSER Data: If your NSER survey data is old or incomplete, visit your nearest BISP Tehsil Office for a Dynamic Survey update. This is crucial for maintaining eligibility. The deadline for completing the NSER Dynamic Survey for June 2025 payments was also June 30, 2025.
- Resolve Biometric Issues: If your fingerprint verification failed, visit a NADRA center to update your fingerprints or seek assistance at your BISP Tehsil Office.
- Contact BISP Helpline: For any unresolved issues or complaints, call the BISP toll-free helpline at 0800-26477.
- Stay Vigilant Against Scams: Only trust messages from 8171. Be suspicious of any calls or SMS asking for personal details, PINs, or money.
Conclusion
The BISP 13500 Quarterly Payment June 2025 has provided much-needed financial relief to countless Pakistani women, and the upcoming increase to Rs. 14,500 signifies BISP’s continued commitment to supporting vulnerable families. By utilizing the official 8171 SMS service, the web portal, or visiting your local BISP Tehsil Office in Taunsa, Punjab, and other areas, you can effectively manage your beneficiary status and collect your funds. Remember to always keep your information updated and stay informed about official announcements to ensure you receive the support you are entitled to. Your proactive engagement is key to benefiting from this vital social safety net.